A Hair Transplant Can Fit in Your Budget!
You might think that a hair transplant is out of your reach because of the price. But achieving the look you’ve always wanted is attainable with medical financing.
Don’t know if you qualify for a payment plan? Here is how you can find out;
- Get your FREE credit score (Credit Sesame and CreditKarma are two good options). You will be asked to provide some basic information and create an account, but this will not have an impact on your credit score.
- A credit score in the lower 600s or higher generally qualifies you for credit from most of our lenders.
- Click on any of the below lenders to start your application.
- If your credit score is under 600, check if the provider allows for a co-applicant with a higher credit score to apply for you. In this case you’ll just need to add yourself as an authorized user on the account.
- Once approved, notify our NeoGraft consultant so that she can finalize your paperwork and book your procedure for one of our clinics in Tennessee or Kentucky.
Please email our Medical Consultant Shauna at shauna@hairdoctortn.com if you need any assistance.
- 12-month zero-interest plans
- No back interest, ever
- No retroactive charges
- Soft credit checks only, no impact on credit score to prequalify
- 12-month zero-interest plans
- Interest applies if not paid in full during promotional period
- Soft credit checks only, no impact on credit score to prequalify
- 12-month zero-interest plans
- Interest applies if not paid in full during promotional period
- Soft credit checks only, no impact on credit score to prequalify
Financing FAQ
What is a Deferred Interest vs a No Back Interest Plan?
Financing options may include either deferred interest or true no back interest plans, an important difference to understand.
Deferred Interest:
You can spread payments over a promotional 0% interest period. However, if the balance is not paid in full by the end of that period, interest may be applied retroactively to the original amount.
No Back Interest:
These plans also offer 0% interest during the promotional period, but if a balance remains afterward, interest is only applied to the remaining balance, not the original total.
Be sure to review your financing terms carefully to choose the option that best fits your needs.
All financing options are subject to lender approval.
What Is Credit Card Financing?
In addition to the above payment plans, we accept all major credit cards at all Hair Doctor locations. If your credit card company offers zero percent financing for periods as long as one year, the easiest way to finance your procedure is by using your credit card.
Do you offer 0% interest financing?
Yes. We offer 0% interest financing for 12 months through multiple medical lenders. You can pre‑qualify with no impact to your credit score.
What credit score do I need — and can I use a co‑applicant?
Patients with credit scores in the lower 600s or higher typically qualify. Co‑applicant options are available for those who want to strengthen their application.
When should I apply for financing?
Start by requesting a free quote. You’ll receive a personalized graft count and price within one business day, and then you can apply for financing based on that exact amount.
Can out‑of‑town patients use financing and the travel discount together?
Yes. If you qualify for our $200 travel discount (minimum 1,500 grafts), we’ll reflect it in your personalized quote. You can then apply for financing on the final amount you choose to fund.
Is financing available for beard transplants too?
Yes. Financing is available for NeoGraft FUE hair and beard transplants. Request a free quote and we’ll outline your options based on your procedure plan.
Need Help?
If you have any questions about hair transplant financing or the application process, please contact us. We are happy to answer your questions. Simply give us a call, or submit a request for a quote so that we can reach out to you.
